Spend Tracking
Develop and manage spend tracking activity as daily routine
Net Worth Analysis
Understanding of Assets & Liabilities and YOY growth
Debt Management
Debt is not bad, its most powerful tool to boost your assets profile
Taxation Planning
Managing taxation effects on rentals, dividends, FDs
Portfolio Management
Combination of assets with diversified risk & returns.
Insurance Planning
Importance of adequate insurance cover
Financial Literacy
Understanding basics of personal finance
Passive Income
Side hustle, few extra busks
Retirement Planning
Reality check for future savings & Expenses
Banking Management
Credit cards, savings account. CIBIL score
Disaster Management
What if it happens, contingency fund, Insurance, password Management
Track your expenses
Beat the Banks &
Credit Card
Unlock your bank’s full potential! Turn your bank into a super-saver! Track income, budget expenses, automate savings. Choose accounts with interest & explore investment options. Pay bills on time to build credit. Strategize your credit card spends and live life with rewardz.
Imagine income flowing in while you sleep! Passive income lets you earn from investments, rentals, or online ventures with minimal ongoing effort. It boosts your financial security, frees up time, and brings you closer to financial freedom.
Use borrowed money to magnify gains on investments. It's like a financial seesaw - a small investment move can create a bigger return but also magnify losses. Use it strategically for higher potential returns, and build wealth with bank’s money.
It's a powerful tool to manage risk and protect yourself financially from unforeseen events, but the decision to get coverage depends on your individual needs and risk tolerance. So don’t compromise term insurance and health Insurance.
Financial Freedom Blueprint
Building a healthy amount of savings is a key step towards achieving financial freedom. It gives you peace of mind and the ability to make choices without being constrained by financial worries.
Password management to diarizing important information related to investments and key data involving both couple partners. Safe places for documents and review date for investment strategy and financial goals.
Keep an eye on your CIBIL score! It's your credit reputation (like a report card). Track it regularly (free annually) to snag better loan deals, lower interest rates, and unlock your financial goals like that dream home!
Whatever is monitored gets controlled, lets focus more on budget allocation towards financial goals, travel plans, wish list, and necessity spends while aiming to maximize your savings. Constant tracking your income and expenses, you can identify areas where you can cut back and free up more money to save.
Your own financial X-ray! It tracks your progress by measuring what you own (assets) minus what you owe (liabilities). Regularly checking it helps identify areas to improve, set financial goals, and celebrate milestones on your path to financial wellness! So know it precisely how much you have it under your belt.
An emergency fund acts as a financial airbag in personal finance. It's a pool of savings set aside for unexpected expenses like car repairs, medical bills, or job loss. By having this safety net, you can avoid high-interest debt and navigate financial bumps without derailing your goals. It provides peace of mind and keeps you in control of your financial future.
Years of Experience
Are you financially literate??
- India – 77% literacy but only 27% financial literacy (Awareness for Savings, debt, insurance)
- Rs 35,000 crores of unclaimed assets (Banks/financial institutions) as of 2019
- No contingency fund – disaster management
- Poor CIBIL records
- No financial goals/retirement plans